People are using pen and paper less and less to manage their money. The checkbook and personal ledger, while still viable resources, represent outdated methods of tracking and maintaining financial information. People’s finances are no longer as static as they were in the 20th century; people have bank accounts with multiple banks, numerous credit card bills, and accounts with online retail services, not to mention standard expenses associated with costs of living.
How can someone expect to manage all these fluid figures on paper? If you’re a smartphone user, the answer to financial management rests with the countless apps designed to keep track of your money so you don’t have to. Here are some of the best money management apps for Android and/or iPhone platforms.
Mint
Mint is the golden standard of money management apps. It allows the user almost endless customization so they can manage their money in a way that fits their spending habits and fiscal goals. Simply download the app (free) for either your iPhone or Android phone and enter your financial information to get started. If you have qualms with the app’s security, rest assured: Mint utilizes security technology on the same level of that used by the most trusted banks. Mint’s main feature works by taking the transactions on your bank account, credit card, etc. and categorizing them so you can review the distribution of your funds. Restaurant purchases will be labeled as food, bar visits as alcohol, and so forth. With these categories you can easily see where you spend the bulk of your money, giving you the proper information so as to make an informed decision on how you should change your spending.
The app also has a budget planning feature, giving the user the tools to create a budget over a desired timeline so as to reign in irresponsible spending. With Mint on their smartphone, the user can no longer hide from your spending (or saving) habits; they’re laid out in clear terms.
BillTracker
BillTracker is an app solely dedicated to the management of your bills. The premise is easy to grasp: you enter information about bills including the date due and estimated amount and BillTracker sends you timely reminders and updates about them. The app features a calendar view interface so as to organize your bills in an easy to understand format; just refer to the calendar at any time to see when you’re due to pay a bill. You can create recurring reminders for constant bills like utility or rent or set up one-time reminders for unique expenses to be paid. At $1.99, it’s a worthy investment.
Expense Manager
Expense Manager is an all-encompassing financial Management app for Android smartphones. With it, a user can track their financial information across a multitude of customizable fields. You can view the statics surrounding daily expenses or bigger-picture yearly spending habits. If you set a budget using the app’s budget planning setting, you’ll be consistently reminded of what purchases do and don’t fall under your intended expenses. Expense Manager explains your financial situation by raw numbers and also in easy-to-grasp graph format so you can visualize your monetary strengths and weaknesses.
The app also helps the user keep track of physical receipts. When you make a purchase from a store or a restaurant, simply take a picture of the receipt to be logged away into your Expense Manager account for future reference. If you find that a business overcharged you for a purchase, you’ll have undeniable proof of the original price of the transaction.
By-line:
This guest post is contributed by Lauren Bailey, who regularly writes for best online colleges. She welcomes your comments at her email Id: blauren99 @gmail.com. .
How can someone expect to manage all these fluid figures on paper? If you’re a smartphone user, the answer to financial management rests with the countless apps designed to keep track of your money so you don’t have to. Here are some of the best money management apps for Android and/or iPhone platforms.
Mint
Mint is the golden standard of money management apps. It allows the user almost endless customization so they can manage their money in a way that fits their spending habits and fiscal goals. Simply download the app (free) for either your iPhone or Android phone and enter your financial information to get started. If you have qualms with the app’s security, rest assured: Mint utilizes security technology on the same level of that used by the most trusted banks. Mint’s main feature works by taking the transactions on your bank account, credit card, etc. and categorizing them so you can review the distribution of your funds. Restaurant purchases will be labeled as food, bar visits as alcohol, and so forth. With these categories you can easily see where you spend the bulk of your money, giving you the proper information so as to make an informed decision on how you should change your spending.
The app also has a budget planning feature, giving the user the tools to create a budget over a desired timeline so as to reign in irresponsible spending. With Mint on their smartphone, the user can no longer hide from your spending (or saving) habits; they’re laid out in clear terms.
BillTracker
BillTracker is an app solely dedicated to the management of your bills. The premise is easy to grasp: you enter information about bills including the date due and estimated amount and BillTracker sends you timely reminders and updates about them. The app features a calendar view interface so as to organize your bills in an easy to understand format; just refer to the calendar at any time to see when you’re due to pay a bill. You can create recurring reminders for constant bills like utility or rent or set up one-time reminders for unique expenses to be paid. At $1.99, it’s a worthy investment.
Expense Manager
Expense Manager is an all-encompassing financial Management app for Android smartphones. With it, a user can track their financial information across a multitude of customizable fields. You can view the statics surrounding daily expenses or bigger-picture yearly spending habits. If you set a budget using the app’s budget planning setting, you’ll be consistently reminded of what purchases do and don’t fall under your intended expenses. Expense Manager explains your financial situation by raw numbers and also in easy-to-grasp graph format so you can visualize your monetary strengths and weaknesses.
The app also helps the user keep track of physical receipts. When you make a purchase from a store or a restaurant, simply take a picture of the receipt to be logged away into your Expense Manager account for future reference. If you find that a business overcharged you for a purchase, you’ll have undeniable proof of the original price of the transaction.
By-line:
This guest post is contributed by Lauren Bailey, who regularly writes for best online colleges. She welcomes your comments at her email Id: blauren99 @gmail.com. .
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